Advanced Income Tax Calculator

Age category

Income (annual, ₹)

Gross salary

Business / profession (net)

House property (net)

Other sources (interest etc.)

Short-term gains, equity (111A)

Long-term gains, equity (112A)

Salaried / pensioner (standard deduction)

Deductions: old regime only (₹)

80C (max 1,50,000)

80D health insurance

80CCD(1B) NPS (max 50,000)

Home loan interest (max 2,00,000)

HRA exemption

Other (80TTA/TTB, 80G, etc.)

Both regimes (₹)

Employer NPS 80CCD(2)

TDS / advance tax already paid

Estimate for FY 2025-26 (AY 2026-27), resident individuals. Includes standard deduction, 87A rebate, capital-gains special rates (20% STCG, 12.5% LTCG above ₹1.25 lakh), surcharge and 4% cess. Not covered: HRA calculation, house-property loss set-off, marginal relief at surcharge limits and with capital gains, AMT, foreign income. For exact filing, consult us.